Buying a Home Is Scary. Know the Math First.
Free calculators and guides for the math of buying a home.
EXAMPLEHOW MUCH HOUSE CAN I AFFORD?
YOU CAN AFFORD
$412,000
APPROVAL LIMIT
$669,000
Calculators
True Affordability Calculator
How much house can I afford?
What lenders will offer from your income, debt and credit, then what the mortgage actually costs you.
Calculate Now →What will closing cost me?
Lender, title and prepaid fees itemized into one cash-to-close figure.
Rent or buy?
Total cost of renting and owning, with the break-even year.
Is refinancing worth it?
Closing costs divided by monthly savings gives the break-even month.
Are mortgage points worth paying?
Upfront cost of points against the monthly payment reduction.
Guides
Down Payment Decision Guide
Free PDFReserves, mortgage insurance and rate tiers at 10, 15 and 20% down.
Exterior Evaluation Checklist
Free PDFA home inspection checklist for roof, grading, siding and foundation.
Electrical & Plumbing Red Flag Guide
Free PDFVisible signs of costly repairs, with typical cost ranges.
Closing Day Playbook
Free PDFWhat to bring, what you'll sign, and how to avoid wire fraud.
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Homebuyer's Hidden Math · brought to you by HomeMath.co
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