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Terms of Use

HomeMath.co — A Property of SB Logical Properties LLC
Effective Date: [LAUNCH DATE]
Last Updated: [LAUNCH DATE]

Agreement to Terms

By accessing or using HomeMath.co ("the Site") or subscribing to the Homebuyer's Hidden Math newsletter, you agree to be bound by these Terms of Use ("Terms"). These Terms constitute a legally binding agreement between you and SB Logical Properties LLC, an Illinois limited liability company ("Company," "we," "us," or "our"). If you do not agree to these Terms, do not use this Site or subscribe to the newsletter.

We reserve the right to update these Terms at any time. Continued use of the Site after any changes constitutes your acceptance of the updated Terms.

Description of Service

HomeMath.co publishes the Homebuyer's Hidden Math newsletter — a twice-weekly email newsletter providing general educational content on the costs, math, and questions involved in buying a home.

All content published on HomeMath.co and distributed via the Homebuyer's Hidden Math newsletter is provided for general informational and educational purposes only. It is not professional advice — financial, legal, real estate, or otherwise. It is not a guarantee of costs, outcomes, or results. It is educational content designed to inform your decision-making, not replace your professional judgment.

No Professional Advice

HomeMath.co provides general educational information only. Nothing on this Site or in the Homebuyer's Hidden Math newsletter constitutes:

  • Financial or investment advice
  • Legal advice
  • Real estate advice
  • Tax advice
  • Professional recommendations of any kind

All cost data presented on HomeMath.co and in the newsletter represents ranges and averages based on publicly available research and industry data. Actual costs vary materially based on location, property condition, market conditions, and individual circumstances. Always consult qualified professionals — including licensed real estate agents, mortgage brokers, attorneys, and financial advisors — before making any financial decision related to homebuying.

Disclaimer of Warranties

THE SITE AND ALL CONTENT, NEWSLETTERS, AND MATERIALS PROVIDED THROUGH IT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. SB LOGICAL PROPERTIES LLC EXPRESSLY DISCLAIMS ALL WARRANTIES INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND WARRANTIES THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SB LOGICAL PROPERTIES LLC AND ITS MEMBERS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THIS SITE, YOUR RELIANCE ON ANY CONTENT OR NEWSLETTER ISSUE, OR ANY DECISION YOU MAKE RELATED TO THE PURCHASE OF A HOME OR ANY OTHER FINANCIAL TRANSACTION.

Intellectual Property

All content on HomeMath.co and in the Homebuyer's Hidden Math newsletter — including but not limited to the HomeMath brand, newsletter name, site design, text, data compilations, graphics, and code — is the property of SB Logical Properties LLC and is protected by applicable United States copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and read HomeMath.co and the Homebuyer's Hidden Math newsletter for personal, non-commercial purposes only. You may not reproduce, distribute, or republish newsletter content without prior written permission from SB Logical Properties LLC.

Acceptable Use

By using HomeMath.co, you agree that you will not:

  • Use the Site for any unlawful purpose
  • Attempt to gain unauthorized access to any portion of the Site or its underlying systems
  • Use automated tools, bots, or scrapers to collect content from the Site
  • Republish, resell, or distribute newsletter content without written permission
  • Misrepresent your identity or affiliation when using the Site

Third-Party Links and Affiliate Relationships

HomeMath.co and the Homebuyer's Hidden Math newsletter contain links to third-party websites and affiliate partners. These links are provided for your convenience. We do not control third-party websites and are not responsible for their content, privacy practices, or terms of service.

Our affiliate relationships are disclosed fully in our Affiliate Disclosure at homemath.co/disclosures. Affiliate commissions do not influence the editorial content or cost estimates published in the newsletter.

Email Subscription Terms

By subscribing to the Homebuyer's Hidden Math newsletter, you consent to receive commercial email from HomeMath.co at the email address you provided. You can unsubscribe at any time using the unsubscribe link in any email. We will process unsubscribe requests within 10 business days.

Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of HomeMath.co shall be resolved exclusively in the state or federal courts located in Cook County, Illinois.

Before initiating any legal action, you agree to contact us at legal@homemath.co to attempt to resolve the dispute informally. We will make reasonable efforts to resolve disputes within 30 days of receiving written notice.

Contact

SB Logical Properties LLC
HomeMath.co
legal@homemath.co