Home Warranty Risk Calculator
Home warranties deliver peace of mind (and help control credit card debt).
Quick questions to see where you land on the risk spectrum.
We provide the math, you make the decision.
System Ages
Your Cash Reserve *
This is money you could pay for a major repair without going into debt or disrupting other financial goals. Not your retirement account, not your kid's college fund — cash and taxable investments.
Warranty Costs
$
Typical range: $500–$1,200/year. Choice Home Warranty and most competitors publish quotes in this range.
$
$65 to $125, just to take a look — you pay this every time you file a claim.
Most homeowners file 1–2 covered claims per year in years when they file at all.